Pharmacy

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Know your drug coverage

We designed this Pharmacy Benefits Member Guide to help you easily understand your coverage and make the most of it. Inside, you'll also find smart ways to save on prescription costs. Because plans can vary, be sure to check your Evidence of Coverage for specific coverage details.

Pharmacy benefits are covered through a CalPERS direct contract with CVS Caremark. After you enroll, you will receive an ID card from Health Net which will include your medical benefits and CVS Caremark info.

Effective January 1, 2026, your pharmacy benefits will be covered through a CalPERS direct contract with CVS Caremark. For complete pharmacy listing and coverage details, call CVS Caremark at 833-291-3649 or visit CVS Caremark Pharmacy Benefits for CalPERS.

CVS Caremark® Prescription Drug Costs - Effective January 1, 2026
PharmacyTier 1Tier 2Tier 3
Retail Pharmacy
(up to a 30-day supply)
$5$20$50
Retail Pharmacy
(up to a 90-day supply of maintenance medication)
$10$40$100
($70 copyament with an approved Partial Copay Waiver)
CVS Caremark® Mail Service Pharmacy
(up to a 90-day supply of maintenance medication)
$10$40$100
($70 copyament with an approved Partial Copay Waiver)
Specialty Pharmacy
(up to a 30-day supply)
$5$20$50

Get your FREE blood glucose meter for Health Net members

Find out how you can get your FREE blood glucose meter.

Check first with your doctor, diabetes educator or pharmacist to find out which meter is right for you. Then, take advantage of this offer by calling one of the following telephone numbers. A new meter will be mailed to you at no charge. Call to get your blood glucose meter and start paying lower copays on test strips, right away!

Effective January 1, 2026, the Lifescan OneTouch meter and strips will no longer be covered at the lower copayment. Switch to Roche Accu-Chek® Guide Me or Guide meter. Call toll-free: 800-858-8072